Important Information i

CHANGES TO OUR BUY TO LET RANGE

On Thursday 25th April we're making rate changes to our Buy to Let range. 
These changes will come into effect from the 25th of April. Any cases in pipeline need to be fully submitted with fees paid by close of business on the 24th April. Applications submitted after this date will be offered on the new rates available.

If you have any questions please contact our Business Development Hub on 0344 257 0418.

Intermediaries
Customers
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REAL LIFE
LENDING

Ours is a world of individuals - everyone is unique. We help people with unique circumstances into the homes of their dreams. Supporting the self-employed, the entrepreneurs and the buy-to-letters - that’s real life lending.

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MORE CHOICE,
MORE VALUE

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Residential
Buy-to-let

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Range

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Affordability
calculator

The perfect tool to help your client understand what they can afford.

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Lending
Criteria

Check out our lending criteria, it is flexible and designed with your customers in mind.

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More on residential mortgages

Affordability calculator

The perfect way to help your client understand what they can afford and get shopping with confidence.

Calculate now

Lending Criteria

Check out our lending criteria, it is flexible and designed with your customers in mind.

View criteria
More on Buy-to-Let mortgages

At your service

We’ll keep you fully informed, at every stage of the process. Average broker experience as of 24/04/2024.

DIPs
reviewed

within
2 working days

New
Applications

within
5 working days

Underwriting
fully packaged*

within
5 working days

Assessment of
Valuation Reports**

within
4 working days

Average
call

Wait time
1 minute

* All underwriter requirements have to be met
** For packaged cases

Our Approach

We Do Different

We’re changing the mortgage market for the better, helping more people with flexible and competitive products. Join the real life lending revolution.
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Really useful real-life information

Nobody does it better… than you with the support of our insightful information and helpful hints.

Call of Duty: The FCA’s rules on consumer protection, and how they’ve settled in

In any business it’s good practice to prioritise the customer’s interests, and that’s particularly true of the financial services industry. We welcomed the Financial Conduct Authority’s latest policy on Consumer Duty. But what are the new regulations, and what impact have they had on our day-to-day work? Read Article

A quarter of landlords prioritise energy efficiency when purchasing a new investment property

Read Article

Great working relationship delivers super-quick turnaround for complex FTB case

A challenging FTB case we recently handled with specialist distributor TFC Homeloans shows how a great relationship can pay dividends for everyone involved. Read Article

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COME TO THE WRONG PLACE?

We only sell our products through expert broker partners, so you can’t apply to us directly for your own mortgage. If you’re shopping for yourself, jump over to the Customer area for more information.
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